On 12 Nov 2026 Cincinnati Financial closed at $190.31, +18.5% this year; market cap $29.52bn, P/E 11.1.
Financials · Property & Casualty Insurance · NASDAQ · United States
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
| Market cap | $29.52bn |
| P/E (trailing) | 11.1 |
| EPS (TTM) | $17.18 |
| Beta | 0.48 |
| Dividend | $3.76 |
| Dividend yield | 1.98% |
| Ex-dividend date | 23 Sep 2026 |
| Latest report | 26 Oct 2026 |
| Next earnings | 25 Jan 2027 |
| YTD | +18.5% |
| 1Y | +16.6% |
| 3Y | +27.3% |
| 5Y | +12.0% |
| Year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| 2025 | $12.63bn | $2.39bn | $3.09bn |
| 2024 | $11.34bn | $2.29bn | $2.63bn |
| 2023 | $10.01bn | $1.84bn | $2.03bn |
| 2022 | $6.56bn | $-487.00m | $2.04bn |
| 2021 | $9.63bn | $2.97bn | $1.97bn |
We publish no single base value for Cincinnati Financial. Our valuation methods put it between $74.71 and $117.26 a share. The valuation code's reason: no point fair value: the two anchors behind it compound the same growth rate and differ only in how they end — a perpetuity at the terminal rate against a multiple on the final year — so the midpoint between them measures terminal treatment rather than what the business is worth. The published range is the same reading with the false precision removed: read it as the span the method supports, and treat neither edge as a point estimate. See every method
Call and put prices: our price for each next to the market's.
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Data as of 12 Nov 2026. Not investment advice.